top of page

Industries — Automobile

Financial Infrastructure for

Lending, Modernized

We build the infrastructure behind modern lending — origination, credit scoring, fraud detection, and collections that move at digital speed.

50+

Automotive projects delivered

15+

Years in automotive tech

98%

Client satisfaction rate

12

OEM & Tier-1 partners

Industries —

BFSI

Financial Infrastructure for

Lending, Modernized

We build the infrastructure behind modern lending — origination, credit scoring, fraud detection, and collections that move at digital speed.

Document Processing

AI-Based Document Verification

Automated authenticity checks on submitted documents using AI to detect tampering, forgery, and inconsistencies.

Go

Fraud & Risk

Fraud Detection & Prevention

AI-powered fraud detection that flags suspicious applications and transactions in real time across the loan lifecycle.

Go

Digital Agreements

Digital Agreement & e-Signature

Legally compliant, paperless loan agreements with secure e-signature workflows that speed up closing.

Go

Identity & Compliance

Identity Verification

Real-time identity verification using biometric, document, and liveness checks to prevent impersonation and fraud.

Go

Application Management

Loan Application Management

Centralized system to capture, track, and manage loan applications across every stage of their lifecycle.

Go

Onboarding & eKYC

Customer Onboarding & eKYC

Paperless onboarding with AI-driven eKYC checks that verify customer identity and documents in minutes, not days.

Go

Collateral & Securities

Collateral Management

Centralized tracking and valuation of collateral assets linked to secured loans, with automated lien and charge management.

Go

Verification Services

Income & Employment Verification

Automated verification of applicant income and employment through bank, payroll, and third-party data integrations.

Go

Document Processing

Document Management & OCR

AI-powered OCR that digitizes, classifies, and extracts data from loan documents, eliminating manual data entry.

Go

Analytics & Reporting

Loan Analytics & Reporting

Real-time dashboards and reports on loan performance, portfolio health, and operational KPIs for lenders and risk teams.

Go

Credit Risk

Credit Scoring Engine

AI-based credit scoring models that combine bureau, behavioral, and alternative data to assess borrower creditworthiness accurately.

Go

Customer Engagement

Customer Communication Portal

Unified portal that keeps borrowers informed with real-time status updates, document requests, and notifications throughout the loan journey.

Go

Decisioning

Loan Decision Engine

Automated, data-driven decision engine that approves, declines, or refers loan applications based on configurable credit policies.

Go

Loan Origination

Digital Loan Origination Platform

End-to-end digital origination — from application intake to disbursement — built on AI, automation, and cloud-native infrastructure.

Go

Risk Management

Risk Assessment Engine

Predictive risk models that score borrowers and portfolios in real time, helping lenders price and approve loans with confidence.

Go

Process Automation

Workflow & Approval Automation

Configurable, rule-based workflows that route loan applications through approval stages automatically, cutting turnaround time.

Go

Eligibility & Underwriting

Loan Eligibility Assessment

AI-driven evaluation of applicant profiles against lender criteria to instantly determine loan eligibility and recommended terms.

Go

Lending and financial infrastructure built for speed and scrutiny

We build the systems that take an applicant from first form to funded loan — fast enough to compete, careful enough to pass every audit.

Feqma Fintech Stack

Built for Speed, Backed by Compliance

Cloud Backend

AWS / Azure / GCP

Embedded SW

AUTOSAR / RTOS

Connectivity

V2X / 5G / BLE

AI / ML

TensorFlow / ONNX

Security

PKI / HSM / TLS

Data Platform

Kafka / Flink

OUR APPROACH

Compliant by design, not by patchwork

In fintech, a shortcut today is a fine tomorrow. We bake compliance, fraud checks, and auditability into the architecture from day one.

01
Functional Safety (ISO 26262)

ASIL-compliant development processes and rigorous V&V methodologies for safety-critical automotive systems.

02
AUTOSAR & Embedded Systems

Deep expertise in Classic and Adaptive AUTOSAR for ECU software development and middleware integration.

03
Real-Time Systems & Edge Computing

Low-latency embedded software optimized for RTOS environments with deterministic response guarantees.

04
Cloud-Native Architecture

Scalable microservices and event-driven backends that handle millions of concurrent vehicle connections.

TensorFlow / PyTorch

AI & ML

AUTOSAR Adaptive

Embedded

AWS IoT Core

Cloud

ROS 2 / ROS

Robotics / ADAS

Apache Kafka

Data Streaming

Linux RTOS / QNX

OS / Real-time

MQTT / DDS

Protocols

Kubernetes / Docker

Infrastructure

TECHNOLOGY STACK

What powers the decision

Engineered for the precision and audit trails financial services demand.

READY TO BUILD?

Let's build lending infrastructure you can scale on

Banks, NBFCs, and lending startups trust us to build the infrastructure behind decisions that involve real money and real risk.

BFSI

​

Compliant by design, not by patchwork

bottom of page